College Planning: How to Pay for College

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College is an important investment - and an expensive one. While ideally all good students would be given scholarships of some sort, that is simply not the case. How will you pay for school? Read on to learn more.
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If there's one thing most scholars can agree on, it's that college is both important and expensive. Beyond that, colleges considered to be of high-quality cost even more, making it difficult for most students to manage, particularly those whose parents are not able to help. Luckily, there are options. This article lists just a few of them.

1. Apply for scholarships. Students demonstrating talent either in or out of the classroom may be awarded one or more college scholarships for their efforts. High grades, tremendous athletic ability, musical talent or passion for becoming involved in school or the surrounding community can often lead to free financial assistance. See what's available to you and do not hesitate to apply for several.

2. Fill out the FAFSA. Accessible through fafsa.ed.gov, the Free Application for Federal Student Aid is precisely what it says it is. Fill out a free application and see if you're eligible for grants or special student loans of any kind. While some of this money is 'free' money, some are loans that may need to be paid back down the line. Through FAFSA, you maybe eligible for special federal loans like subsidized Stafford loans, which will cost much less than most standard educational loans issued through banks and credit unions.

3. Consider loans. While it's true that loans must be repaid, there are a number of special, low-rate student loans available today. The idea behind loans is that, upon graduating, you will earn more than you would have had you not gone to college, and will therefore be capable of funding your education much more easily. NextStudent.com is a highly recommended place for private student loans

4. Start a savings account. It's never too early to start saving for school. Even half of your summer job earnings can make an impact, and working through the school year will not only improve your saving potential, but show admissions offices that you're capable of both working and attending classes.

5. Consider Junior or Community Colleges. While many students may not like the idea of attending one of these institutions, it can be a tremendous money saver. Many students are able to attend only for the first couple of years, and then transfer into a more prominent school. This cuts costs for at least half of your education down tremendously, and your final degree will typically come from a higher quality school.

6. Work, work, work. If all else fails, budget and work through school. You can take classes part time, or, if your job pays well, continue with a full schedule. Tipping positions, such as those in the food industry, typically pay much more than other jobs, but one may be expected to work late now and again.

Popular Schools

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    1. Keiser University

    Program Options

    Master's
      • Master of Business Administration - Management (Spanish)
      • Master of Business Administration - Management (Spanish)
    Bachelor's
      • Bachelor of Arts - Business Administration with a concentration in Transportation and Logistics
      • B.A. - Business Admin: Management
      • Business Administration, BA - Management
    Associate's
      • Associate of Arts - Accounting
    Certificate
      • Grad Business Certificate - Management and Leadership
  • Online Programs Available
    2. Colorado Technical University

    Program Options

    Doctorate
      • Doctor of Management (DM) - General Concentration (Executive Format)
      • Doctor of Management - Project Management
      • Doctorate: Management - Organizational Development and Change
    Master's
      • MBA: Logistics and Supply Chain Management
      • Master of Business Admin
      • Master: Management
      • Master of Business Admin - Entrepreneurship
    Bachelor's
      • Bachelor: Business Admin - Logistics/Supply Chain Management
      • BS - Business Administration - Management
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      • Bachelor of Science in Business Administration - Organizational Behavior
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    Associate's
      • Associate of Science in Business Administration
  • Online Programs Available
    3. The University of Scranton

    Program Options

    Master's
      • MBA - Operations Management
      • Master of Business Administration
      • Dual MBA-MHA
    Certificate
      • Supply Chain Management Certificate
  • Online Programs Available
    4. Colorado State University Global

    Program Options

    Master's
      • MS - Management
      • MS - Organizational Leadership
      • Master of Project Management
    Bachelor's
      • BS - Business Management
      • BS - Organizational Leadership
      • BS - Project Management
      • Undergraduate Specialization - Small Business and Entrepreneurship
    Certificate
      • Undergraduate Certificate - Project Management
  • Online Programs Available
    5. Seton Hall University

    Program Options

    Master's
      • Master of Business Administration
  • Online Programs Available
    6. American InterContinental University

    Program Options

    Master's
      • Master of Business Admin: Management
      • Master of Business Admin: Operations Management
      • Master of Business Admin: Project Management
    Bachelor's
      • Bachelor of Business Admin: Management
      • Bachelor of Business Administration - Generalist
      • Bachelor of Business Admin: Operations Management
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    Associate's
      • Associate of Arts in Business Administration
  • Online Programs Available
    7. Saint John's University

    Program Options

    Master's
      • Master of Business Administration: Interdisciplinary Business
  • Online Programs Available
    8. Saint Joseph's University

    Program Options

    Master's
      • MS in Organizational Development and Leadership
    Bachelor's
      • BLS in General Studies - Professional Studies Concentration
  • Online Programs Available
    9. Queens University of Charlotte

    Program Options

    Master's
      • Master of Business Administration - General
      • Master of Business Administration - Undecided
  • Online Programs Available
    10. Utica College

    Program Options

    Master's
      • MBA - General

Featured Schools

Keiser University

  • Master of Business Administration - Management (Spanish)
  • Bachelor of Arts - Business Administration with a concentration in Transportation and Logistics
  • Associate of Arts - Accounting
  • Grad Business Certificate - Management and Leadership

What is your highest level of education?

Colorado Technical University

  • Doctor of Management (DM) - General Concentration (Executive Format)
  • MBA: Logistics and Supply Chain Management
  • Bachelor: Business Admin - Logistics/Supply Chain Management
  • Associate of Science in Business Administration

Are you a US citizen?

The University of Scranton

  • MBA - Operations Management
  • Master of Business Administration
  • Supply Chain Management Certificate

What is your highest level of education?

Colorado State University Global

  • MS - Management
  • BS - Business Management
  • Undergraduate Certificate - Project Management

What is your highest level of education?

Seton Hall University

  • Master of Business Administration

What is your highest level of education?

American InterContinental University

  • Master of Business Admin: Management
  • Bachelor of Business Admin: Management
  • Associate of Arts in Business Administration

Are you a US citizen?

Saint John's University

  • Master of Business Administration: Interdisciplinary Business

What is your highest level of education?

Saint Joseph's University

  • MS in Organizational Development and Leadership
  • BLS in General Studies - Professional Studies Concentration

What is your highest level of education completed?